* {
    margin: 0;
    padding: 0;
    box-sizing: border-box;
}

body {
    font-family: 'Montserrat', sans-serif;
    font-weight: 400; 
    background-color: #ECF0F1;
}

.navigation-bar {
    width: 100%;
    display: flex;
    justify-content: space-between;
    align-items: center;
    background-color: #10246d;
    padding: 10px 0;
    overflow: hidden;
}

.navigation-bar .nav-branding {
    display: flex;
    align-items: center;
}

.navigation-bar .nav-branding img {
    width: 400px;
    height: auto;
    margin-left: 30px;
}

.navigation-bar .nav-buttons {
    margin-right: 50px;
}

.navigation-bar .nav-buttons a{
    text-decoration: none;
    color: #ECF0F1;
    margin-right: 60px;
    font-size: 1.1rem;
}

.navigation-bar .nav-buttons a:hover {
    color: #cfb26a;
}

.navigation-bar .nav-buttons .nav-apply {
    background-color: white;
    color: black;
    font-weight: 700;
    padding: 10px 20px;
    border: 1px solid black;
    border-radius: 5px;
    font-size: 1.1rem;
    cursor: pointer;
}

.navigation-bar .nav-buttons .nav-apply:hover {
    color: #10246d;
    border: 1px solid #10246d;
}

.navigation-bar #mobile-menu {
    display: none;
}

.mobile-nav-screen {
    position: fixed;
    background-color: rgb(57, 57, 57);
    z-index: 1000;
    width: 100%;
    height: 100vh;
    display: none;
}

.mobile-nav-screen .nav-buttons {
    display: flex;
    flex-direction: column;
    align-items: center;
    justify-content: space-evenly;
    height: 60vh;
}

.mobile-nav-screen i {
    font-size: 2rem;
    cursor: pointer;
    color: white;
    position: absolute;
    right: 15px;
    top: 15px;
}

.mobile-nav-screen .nav-buttons a {
    text-decoration: none;
    color: white;
    font-size: 2rem;
}

.mobile-nav-screen .nav-buttons button {
    background-color: white;
    color: black;
    font-weight: 700;
    padding: 10px 20px;
    border: 1px solid black;
    border-radius: 5px;
    font-size: 1.5rem;
    cursor: pointer;
}

.main-image-apply {
    position: relative;
    width: 100%;
    overflow: hidden;
    text-align: center;
    overflow: hidden;
}

.main-image-apply img {
    width: 100%;
    height: auto;
    max-height: 60vh;
    object-fit: cover;
}

.main-image-apply button {
    background-color: white;
    color: black;
    font-size: 1.5rem;
    font-weight: 700;
    padding: 10px 30px;
    border: 1px solid black;
    border-radius: 10px;
    position: absolute;
    top: 70%;
    left: 50%;
    transform: translate(-50%, -50%);
}

.main-image-apply button:hover {
    border: 1px solid #10246d;
    color: #10246d;
}

.funding-options-area h1 {
    text-align: center;
    margin-top: 30px;
}

.funding-options-area .funding-options-grid {
    display: grid;
    grid-template-columns: repeat(2, 1fr);
    gap: 20px;
    margin: 30px;
}

.funding-option {
    text-align: center;
    background-color: rgb(213, 213, 213);
    border-radius: 10px;
    padding: 0 20px 10px 20px;
}

.funding-option h1 {
    margin-bottom: 10px;
}

.funding-option button {
    background-color: white;
    color: black;
    font-size: 1.1rem;
    font-weight: 700;
    padding: 10px 30px;
    border: 1px solid black;
    border-radius: 10px;
    cursor: pointer;
    margin-top: 20px;
}

.funding-option button:hover {
    border: 1px solid #10246d;
    color: #10246d;
}

#term-loan-option {
    transform: translateX(50%);
}

.business-information {
    background-color: black;
    color: white;
    text-align: center;
    padding: 20px;
}

.business-information .info-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 40px;
    margin: 30px;
}

.info-grid .information i {
    font-size: 5rem;
}

.info-grid .information h1 {
    margin-bottom: 10px;
}

.image-funds-info {
    width: 100%;
    overflow: hidden;
    position: relative;
    font-family: 'Oswald', sans-serif;
}

.image-funds-info img {
    width: 100%;
    height: auto;
    max-height: 60vh;
    object-fit: cover;
}

.image-funds-info .image-text {
    opacity: 0;
}

.image-funds-info .image-text h1 {
    position: absolute;
    top: 25%;
    left: 50%;
    transform: translateX(-50%);
    font-size: 3rem;
    background-color: #10246d;
    color: white;
    padding: 0 10px;
}

.image-funds-info .image-text h2 {
    position: absolute;
    top: 40%;
    left: 50%;
    transform: translateX(-50%);
    font-size: 2.5rem;
    font-weight: 700;
}

.why-us {
    text-align: center;
    margin: 30px;
}

.why-us h1 {
    margin-bottom: 20px;
}

.why-us p {
    font-size: 1.1rem;
    margin: 0 10%;
}

.customer-ratings {
    text-align: center;
    margin: 50px;
    display: grid;
    grid-template-columns: repeat(3, 1fr);
}

.customer-ratings div img {
    width: 100%;
    height: auto;
    object-fit: cover;
}

.customer-ratings div h1 {
    font-size: 5rem;
}

.customer-ratings div h2 {
    margin-top: -10px;
    font-size: 3rem;
    margin-bottom: 20px;
}

.customer-ratings div p {
    font-size: 1.1rem;
}

.customer-review-area {
    text-align: center;
    margin: 20px 0;
    overflow: hidden;
    background-color: rgb(145, 145, 145);
    padding: 20px;
    color: white;
}

.customer-review-area h1 {
    font-size: 3rem;
    margin-bottom: 20px;
    font-weight: 700;
}

.customer-review-area i {
    font-size: 4rem;
    margin-bottom: 5px;
}

.customer-review-area .review-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 20px;
}

.review-grid .review h1 {
    margin-top: 10px;
    margin-bottom: 20px;
}

.review-grid .review p {
    font-size: 1.1rem;
}

.logo-section {
    display: flex;
    justify-content: center;
    width: 100%;
    overflow: hidden;
}

.logo-section img {
    height: 50px;
    width: auto;
    filter: grayscale(100%); 
    opacity: 0.5; 
    margin: 20px 40px;
}

.footer {
    background-color: #10246d;
    color: rgba(255, 255, 255, 70%);
    text-align: center;
    display: flex;
    justify-content: space-between;
    align-items: center;
}

.footer .branding {
    width: 50%;
    position: relative;
}

.footer .branding img {
    width: 400px;
    height: auto;
    margin-top: -20px;
    margin-bottom: 20px;
}

.footer .branding p {
    position: absolute;
    top: 80%;
    left: 50%;
    transform: translate(-50%, -50%);
}

.footer .contact {
    width: 50%;
}

.footer .contact h1 {
    font-size: 4rem;
    margin-bottom: 20px;
}

.footer .contact p {
    font-size: 1.2rem;
    color: rgba(255, 255, 255, 70%);
}

.footer .contact a {
    text-decoration: none;
    color: rgba(255, 255, 255, 70%);
}

.title-section {
    text-align: center;
    background-color: #cfb26a;
    color: white;
    padding: 30px;
    width: 100%;
    margin-bottom: 40px;
    font-family: 'Poppins', sans-serif;
    line-height: 1.2;
}

.information-main-content {
    text-align: center;
    margin-left: 20px;
    margin-bottom: 20px;
}

.information-main-content h1 {
    text-align: left;
    margin-bottom: 10px;
    font-size: 2.5rem;
    margin-top: 10px;
}

.information-main-content ul li {
    text-align: left;
    font-size: 1.75rem;
    margin-bottom: 10px;
    margin-left: 20px;
    list-style-type: none;
}

.information-main-content ul ul li {
    margin: 10px 0 0 20px;
    font-size: 1.2rem;
    list-style-type: disc;
}

.information-main-content .apply-button {
    background-color: white;
    color: black;
    font-size: 1.2rem;
    font-weight: 700;
    padding: 10px 30px;
    border: 1px solid black;
    border-radius: 10px;
    cursor: pointer;
    margin-top: 20px;
    text-decoration: none;
    text-align: center;
}

.information-main-content .apply-button:hover {
    border: 1px solid #10246d;
    color: #10246d;
}

.about-main-section {
    margin: 30px;
}

.about-main-section h1 {
    font-size: 2.5rem;
    text-align: center;
    margin-bottom: 20px;
}

.about-main-section p {
    font-size: 1.2rem;
    margin-bottom: 20px;
    text-align: left;
}

ul {
    margin-left: 20px;
}

.application {
    font-family: 'Lexend', sans-serif;
    display: flex;
    justify-content: center;
    align-items: center;
    background-color: #10246d;
    color: white;
    border-radius: 10px;
    width: 80%;
    margin: 0 auto;
    margin-bottom: 40px;
    padding: 40px 0;
}

.application-form {
    font-size: 1.2rem;
    text-align: left;
    width: 40%;
}

.application-form label {
    display: block;
    width: 100%;
    margin: 10px 0;
}

.application-form input {
    padding: 5px;
    border: 1px solid black;
    border-radius: 5px;
    background-color: #cfb26a;
    color: black;
    font-size: 1.1rem;
    margin-left: 10px;
}

.application-form select {
    padding: 5px;
    border: 1px solid black;
    border-radius: 5px;
    background-color: #cfb26a;
    color: black;
    font-size: 1.1rem;
    margin-left: 10px;
}

#financed, #businessType {
    margin-top: 10px;
    margin-left: 0;
}

.application-form button {
    background-color: white;
    color: black;
    font-size: 1.2rem;
    font-weight: 700;
    padding: 10px 30px;
    border: 1px solid black;
    border-radius: 10px;
    cursor: pointer;
    margin-top: 20px;
}

.application .apply-image {
    width: 40%;
    height: auto;
    overflow: hidden;
}

.application .apply-image img{
    width: 100%;
    height: auto;
    object-fit: cover;
}

#application-success {
    display: none;
    text-align: center;
    color: limegreen;
    font-size: 1.5rem;
    font-weight: 700;
    margin-bottom: 10px;
}

#application-failed {
    display: none;
    text-align: center;
    color: red;
    font-size: 1.5rem;
    font-weight: 700;
    margin-bottom: 10px;
}

@media (max-width: 768px) {
    .navigation-bar {
        align-items: center;
    }

    .navigation-bar .nav-branding img {
        max-width: 70%;
    }

    .nav-buttons {
        display: none;
    }

    .navigation-bar #mobile-menu {
        display: block;
        margin-right: 30px;
        font-size: 3rem;
        cursor: pointer;
        color: lightgray;
    }

    .main-image-apply button {
        display: block;
        top: 70%;
    }

    .funding-options-area .funding-options-grid {
        grid-template-columns: 1fr;
        margin: 10px 10px; 
    }

    #term-loan-option {
        transform: none;
    }

    .business-information .info-grid {
        grid-template-columns: 1fr;
    }

    .image-funds-info .image-text h1 {
        font-size: 1.5rem;
    }

    .image-funds-info .image-text h2 {
        font-size: 1.5rem;
    }

    .customer-ratings {
        grid-template-columns: 1fr;
    }

    .customer-review-area .review-grid {
        grid-template-columns: 1fr;
    }

    .logo-section {
        flex-wrap: wrap;
    }

    .footer {
        flex-direction: column-reverse;
        padding: 20px 0;
    }

    .footer .branding,
    .footer .contact {
        width: 100%; 
        margin-bottom: 20px; 
    }

    .footer .branding p {
        font-size: 1rem; 
    }

    .footer .contact h1 {
        font-size: 2rem; 
    }

    .footer .contact p {
        font-size: 1rem;
    }

    .information-main-content {
        margin-left: 10px;
        margin-right: 10px;
    }

    .application .apply-image {
        display: none;
    }

    .application-form {
        width: 80%;
        text-align: center;
    }

    .application-form input, select {
        margin-top: 10px;
        padding: 10px;
    }
}